Last updated: 11 October 2026
We collect your name, email, phone, location (country, region, district, community), business details, and payment references you submit. We also record group membership, meeting attendance, training assignments, loans, repayments, and ledger entries.
We use your information to verify your business, assess group and loan readiness, reconcile payments, generate repayment schedules, and send you notifications about your membership, group, and loans.
Your group CEO/leader can see limited member information (name, business status, dues and counterpart status) to manage the group. Officers can see all records to verify businesses, confirm payments, and manage loans. We do not sell your data.
Your records are retained for the life of your account and the financial products associated with it, to support auditing and reconciliation.
You may update your membership profile and business details at any time. You may leave a group at any time (unless you are the CEO/leader). Contact support to request deletion of your account.
Access to records is restricted by role. Financial records are admin-only and accessed through audited backend operations. Payment reconciliation is performed manually against bank statements.
We may send you in-app notifications and emails about your membership, payments, loans, meetings, and training. You can stop using the platform at any time.
For privacy questions, contact Hybridteck support through the platform.